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There are many potential benefits to a self-managed superannuation fund (SMSF), especially for those who want greater control over their retirement savings.   What is an SMSF?   An SMSF is a type of superannuation fund in Australia, used to save funds for retirement. Where other funds are reliant on fund providers or financial institutions,Read more

With a property market recovery underway, most notably in Sydney and Melbourne, Australian investors are once again pursuing their love affair with property investing. For many investors, a popular way to invest directly in residential or commercial property is through their self-managed super fund (SMSF). In fact, ATO statistics show property is the third most popular assetRead more

A recent meeting between the elite and knowledgeable touted the idea of long term business lending being introduced to the investment strategies of public offer superannuation funds as a way forward. The meeting hosted by Anthony Pratt included heavy weights Gina Rinehart and Lindsay Fox to mention a few.  I guess you could say “wellRead more

I’ve found in recent years there’s a bit to learn tuning into talk back radio. My switch from the FM to the AM started off as just wanting to catch some footy news and avoid the repeated songs that are played to death on mainstream radio, but now I find myself engaged in talks onRead more

Insurances and Super – What you need to know which could result in a superior retirement nest egg!! Firstly, I do not want to bag industry funds, they serve a purpose and can fit into a clients wealth creation strategy. However, when it comes to insurances within superannuation there is a distinct difference that you may notRead more

As you may or may not be aware superannuation concessional contribution caps are changing from 1 July 2017, it is necessary to know what the changes are. Just in case you want to get in before the changes eventuate – it will be necessary to know what you can do now (before 30 June 2017),Read more

  WHATS NEW? The new Limited Recourse Borrowing Arrangement rules should now be well and truly bedded down and we now head steadily toward the next raft of changes. The most pressing for our SMSF clients is the $1.6million transfer balance cap for retirement pensions.  There are a number of strategies around this change.  However,Read more

  How will I EVER afford to retire ? Don’t worry, we all think it. I’m in the financial planning industry, assisting people every day with superannuation and insurance, yet I still look at my own super balance and think “that will never be enough. I’ll be working until I’m 90 years old”. For theRead more

Super Transfers to New Zealand If you’re planning to move permanently or indefinitely to New Zealand, you may transfer your retirement savings from a participating Australian super fund to a New Zealand KiwiSaver scheme. You may only transfer retirement savings between a complying APRA-regulated superannuation fund and a KiwiSaver scheme. Check with your fund andRead more

SMSF’s are required to have an investment strategy however it’s probably fair to say that while most funds will attend to putting one in place that quite often once it’s in place that it hovers somewhere in the subconscious mind of the trustees. An Investment strategy is an investor’s plan of attack to guide theirRead more