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Being excluded is something no one really wants. Kids in the playground at school don’t want to be excluded, and teenagers certainly don’t want to be excluded from the best party that their friend is having. As we reach adulthood though, there is a time and place for exclusions. One of those is in theRead more

Industry super versus  financial adviser. Oooooh we just said a swear word – “financial adviser”.  There is a stigma that surrounds the financial planning industry, stemming from the industry super funds and a very successful marketing campaign that has run on TV. People will tell you that they don’t want or need a financial adviser.Read more